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Rabu, 30 Oktober 2013

Ebook Download Innovation in BankingBy Ulrich Sprenzel

Ebook Download Innovation in BankingBy Ulrich Sprenzel

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Innovation in BankingBy Ulrich Sprenzel


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Innovation in BankingBy Ulrich Sprenzel

Master's Thesis from the year 2015 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1.3, Technical University of Munich (School of Management), course: Innovation and Business Creation, language: English, abstract: The impact of the financial crisis was a challenge for international and German banks and a test for the robustness of their business models. The consequences were stricter financial regulations introduced by Basel III and banks were forced to reduce proprietary trading and to refocus on traditional core banking business. Today supervisory authorities require sufficient and appropriate risk management systems to ensure financial stability and thus the internal operational complexity has increased and generates additional costs. In the aftermath of the financial crisis some banks are still struggling to regain competitiveness in combination with diminishing margins. In particular those banks are challenged with high dependency from interest income by deposit-financed retail banking business. In recent years financial technology companies, commonly known as FinTech, gained more importance in the financial industry and challenge banks and established business models. Digitisation is advancing in all industries and the music and media industry has already experienced a painful transformation process and a similar development is expected as well for the financial industry. Depending on how revolutionary the technological innovation is the more intense will be the impact on business models and in consequence fast adaptability is essential. The level of activity within FinTech is enormous at the moment in Germany and over one hundred new companies were launched in 2014. As a consequence digital business models are analysed with respect to core competences and how FinTech generates benefits for customers by improving the value with innovative digital solutions. T

  • Published on: 2016-03-02
  • Original language: English
  • Number of items: 1
  • Dimensions: .21" h x 5.83" w x 8.27" l, .28 pounds
  • Binding: Paperback
  • 88 pages

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Kamis, 10 Oktober 2013

Ebook Download Il principe Lestat (Italian Edition)By Anne Rice

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Il principe Lestat (Italian Edition)By Anne Rice

C’è una Voce che solo loro possono sentire. Una Voce che non parla alle loro orecchie, né alla loro mente, ma direttamente al loro sangue. Una Voce di morte.Dolenti e magnifici, specchio oscuro delle nostre più ancestrali paure e del nostro eterno e inappagabile desiderio di immortalità, i vampiri sono tra noi. Vittime delle loro passioni, si muovono seduttivi e terribili nel mondo di oggi come in quello di ieri, scavalcando le ere e i confini geografici nello spazio di un giorno, pronti a scatenare le antiche e potenti forze della notte sul mondo ignaro, pronti a succhiare il sangue umano per vivere… Se può essere considerata vita la loro eterna dannazione.Ma ora qualcuno (qualcosa?) sta colpendo il mondo cristallizzato e terribile dei Non Morti. Da Parigi a Mumbai, da Hong Kong a Kyoto a San Francisco, una Voce misteriosa spinge i Bevitori di Sangue a combattersi tra loro, e sembra essere tornato il tempo dei Grandi Roghi.Anche il Principe Lestat la sente sussurrare e piangere nella propria mente… Che cosa vuole la Voce? Come potrà la tribù dei Non Morti sconfiggere questa forza immane che ha gettato tutti nel panico?Con la sua scrittura immaginifica, visionaria e sontuosa, Anne Rice torna al mondo affascinante dei vampiri, intrecciando le storie dei suoi personaggi più amati: il bellissimo Armand, Mekare e Maharet, Pandora e Flavius, e ancora David Talbot, generale superiore del Talamasca, mentre su tutti domina, pericoloso e ribelle, l’abbagliante principe Lestat, forse unica speranza di salvezza per i Non Morti…

  • Amazon Sales Rank: #2846933 in eBooks
  • Published on: 2014-10-30
  • Released on: 2014-10-30
  • Format: Kindle eBook

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